never saw a photo disc option, but just tested it, no difference.
YEs you just check this out one day. Jpeg Raw, no difference.
Take 1000 images and put thim in folder in finder. Drag into Toast. Immeditate quick upload.
Now drag thing as big group of images, no folder.
Huge scan time drag with Toast, whethere they go in as in or into one of Toasts folders.